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6 Ways to Waste Money During the Holidays “What’s a few extra dollars here or there when holiday sales offer such a banquet of deals? It can’t hurt to blow the budget once a year. After all, you won’t have to pay down those credit cards until January, right? Wrong! No matter how caught … [Read more...]
3 Ways to Recover from a Holiday Spending Hangover “There is still time before the holidays, but if you’re already feeling anxious about how much you have/will spend, don’t despair because you can recover – just don’t use breaking the budget a little bit as a justification for breaking … [Read more...]
Filed under: RetirementThe idea of retirement in America is becoming increasingly far removed from the idyllic notion of our "golden years." For many, it's now just another source of worry, despair and resignation. Last month, Ameriprise Financial (AMP) and Wells Fargo (WFC) each separately … [Read more...]
Why It Matters That the Savings Rate Fell. “After the economy took a nosedive in late 2008, Americans realized that it might not be a good idea to always rely on credit during emergencies and many people started stashing money away for a rainy day.” Cash Money Life Surprising Facts About … [Read more...]
$12K Will Make You Rich, if you invest $2,000 a year in a tax deferred account for six (6) years. It is just that easy or is it? Do I have your attention? What do you need to do? Compound Interest I feel a little bit like the guy in The Graduate when he pulls aside Benjamin Braddock at his … [Read more...]
Finding Things to Do That Don’t Involve Continually Spending Money “Whenever an experience requires you to spend money, requires you to spend additional money beyond what you would normally spend, or heavily involves spending money, you should rethink whether or not you want to engage in … [Read more...]
Are You Ready to Be a Landlord? Interest rates are the lowest in more than sixty (60) years. Housing prices are the lowest we have seen in many years. Foreclosures are still happening daily. Is this the right time to buy real estate? Fool’s Gold? Doesn’t everyone want to make a fortune in … [Read more...]
Yes, I am suggesting to break the rules! This is coming from someone who likes rules. After all, rules create structure, limits and avoid chaos. Rules create expectations, discipline and define actions. Don’t we want rules? Social Rules can be social norms as well. I hate how people I do … [Read more...]
Why Can’t We Have Our Cake and Eat It Too? “The English proverb tells us that we can’t have our cake and eat it too. I’ve often struggled to understand exactly what that means. I guess it’s supposed to imply that we can’t have it both ways. How can we preserve something of value if … [Read more...]
Planning for your next career requires a plan! Either you plan change or you face change because you lose your job! What should you do? There is a lot of advice out there! After all everyone has an opinion and they will share it with you. They are well meaning, but it is your choice. Isn’t … [Read more...]
