Friday Roundup: 6 Ways to Waste Money During the Holidays

Friday Roundup: 6 Ways to Waste Money During the Holidays

6 Ways to Waste Money During the Holidays “What’s a few extra dollars here or there when holiday sales offer such a banquet of deals? It can’t hurt to blow the budget once a year. After all, you won’t have to pay down those credit cards until January, right? Wrong! No matter how caught … [Read more...]

After the Crash – How to Survive a Stock Market Freefall

In today’s rocky financial market, do you have days when you wonder should I still be investing? Trust me. I do, too. Most of us have had that passing thought at one time or another and even more so in the last few years since the big stock market crash. It seems one day the market goes up only to … [Read more...]

Put Off Saving for Retirement

Put Off Saving for Retirement

Here's an unpopular idea. Everybody knows that you should start saving for retirement as early as possible, because everybody's seen the calculation where you put aside a few dollars every month starting at age 20 and with compound interest have a huge amount by the time you're 65. (See also: Don't … [Read more...]

Start Your Long Term Savings Before It’s Too Late

During an economic downswing, many people shy away from investing. After all, when spending decreases, and unemployment rates increase, investing in your future may seem like a giant leap of faith. Historically, the stock market has always recovered from every economic downturn, and generally can be … [Read more...]

We’re Not Ready: More Bad News About Retirement

We're Not Ready: More Bad News About Retirement

Filed under: RetirementThe idea of retirement in America is becoming increasingly far removed from the idyllic notion of our "golden years." For many, it's now just another source of worry, despair and resignation. Last month, Ameriprise Financial (AMP) and Wells Fargo (WFC) each separately … [Read more...]

$12K Will Make You Rich

$12K Will Make You Rich

$12K Will Make You Rich, if you invest $2,000 a year in a tax deferred account for six (6) years.  It is just that easy or is it?  Do I have your attention?  What do you need to do? Compound Interest I feel a little bit like the guy in The Graduate when he pulls aside Benjamin Braddock at his … [Read more...]

Are You Ready to Be a Landlord?

Are You Ready to Be a Landlord?

Are You Ready to Be a Landlord? Interest rates are the lowest in more than sixty (60) years.  Housing prices are the lowest we have seen in many years.  Foreclosures are still happening daily.  Is this the right time to buy real estate? Fool’s Gold? Doesn’t everyone want to make a fortune in … [Read more...]

Money or Your Life?

Money or Your Life?

Give me your money or your life? In the interest of full disclosure, this is not a hold up! Do you have to choose?  Every personal finance expert talks about the need for a budget, reducing your debt and saving for retirement.  After forty (40) years what do you have? The Most Important … [Read more...]