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It seems that when it comes to money, many people fit into one of two groups: those who carefully count and save every penny they earn, and those who blow through their paychecks so fast they hardly know what hit them. In writing about money, I’ve spent a lot of time watching how other people … [Read more...]
Everyone wants to save money. In fact, in this pathetically consumer driven world people run over helpless Grandma’s in Target or pepper spray their fellow man merely to strike a deal on the latest gadget. But, hopefully, you are one of the sane shoppers that only wish to be a good steward with … [Read more...]
I've been working a lot lately with the concept of gratitude and how it can attract amazing things into your life. And in so doing, I'm amazed at how my own life, happiness, and attitude has transformed. A few months ago, I was dealt some heavy blows that knocked me back a few steps. Ironically I … [Read more...]
This is a frugal blog, so of course I have to write an article about top frugal Christmas gift ideas! This post will be a little different though. Instead of giving you general ideas, I have handpicked 25 totally awesome gift ideas that don’t suck. Many of these gifts are things that could … [Read more...]
I have had many jobs throughout high school and my college career. However, the most lucrative one that I have landed has not been with a brick and mortar company. After working in retail for years, then going to Starbucks as a Barista and finally working in accounting at an air charter company I … [Read more...]
Banks are ripping us off. They give us loans designed to cause us to default. They send our economy into a deep recession, make us lose our jobs, and then ask us for a bailout. A month ago, they even tried to charge us a $5 monthly fee just to use a debit card. It’s no wonder that people are … [Read more...]
It seems fair to say that times are tough right now. Many people are struggling and lots more are looking for ways to cut back on expenditure. One method that is often touted as a good way to save cash is doing it yourself. But is a DIY approach all it’s cracked up to be? As with everything, there … [Read more...]
Americans thrive on the nonessentials. I am guilty of this just like the next person. However, how much stuff do we have that we really NEED? A “want” is something that can be done without. A “need” is defined as the essentials: food, shelter, and clothing. I wonder how much money we would … [Read more...]
Here at Wise Bread, we have a lot of articles on how you can become more frugal and still enjoy a great lifestyle. All of these articles are very useful, but sometimes being frugal isn't the solution to improving your life. Here are some instances when frugality isn't the whole answer, and some … [Read more...]
Recently I was reflecting on my experience shopping for Lauren’s diamond engagement ring. (I proposed at Christmas, as many guys do, so I was shopping for the ring about this time of year.) As a result, I decided to revive this important post on buying an engagement ring online. Doing what I … [Read more...]
