Straight Talk on Debt: Financial Values & the Holidays

Straight Talk on Debt: Financial Values & the Holidays

The countdown to December 25th is on...it's less than 10 days away! For many this holiday season will be no different than the last; dozens of gifts under the tree, stellar light displays, and party trays piled high enough to fill an army. For others this year might be different... in a good … [Read more...]

Wednesday Roundup: 3 Ways to Recover from a Holiday Spending Hangover

Wednesday Roundup: 3 Ways to Recover from a Holiday Spending Hangover

3 Ways to Recover from a Holiday Spending Hangover “There is still time before the holidays, but if you’re already feeling anxious about how much you have/will spend, don’t despair because you can recover – just don’t use breaking the budget a little bit as a justification for breaking … [Read more...]

Debt Diva: One Blogger’s True Story of Facing Reality and Paying Down Debt

Debt Diva: One Blogger’s True Story of Facing Reality and Paying Down Debt

I started my journey to debt reduction many times over the years. Then, I would buy something I wanted, vowing to pay down debt the following paycheck. It just never happened. I also forgot to save money; I had a savings account, but I used it after I spent the cash in my checking account. About 3 … [Read more...]

How to Handle the Debts of a Deceased Loved One

How to Handle the Debts of a Deceased Loved One

Although it is a time that may be difficult for many, it’s worthwhile to pay attention to debt, in particular credit card debt, upon the passing of a loved one. The Credit CARD Act of 2009 attempted to provide some assistance in terms of the speedy and fair settlement of estate-related debt. … [Read more...]

The Debt Diet Challenge: Paying Off All Credit Cards, Budgeting for Holidays

The Debt Diet Challenge: Paying Off All Credit Cards, Budgeting for Holidays

This is our weekly installment of The Debt Diet Challenge, in which we follow the progress of participants selected to take Jean Chatzky’s Debt Diet as they work to get themselves out of debt and on track to a better financial future. Every … [Read more...]

7 Things to Know Before ‘Balance Transfer Day’

7 Things to Know Before ‘Balance Transfer Day’

Hot on the heels of “Bank Transfer Day” is a new peaceful online protest, called “Balance Transfer Day.” The general idea of the movement is summed up on its Facebook page: “We encourage debtors country-wide to unite and move their high-interest bearing credit card debt to a card with low … [Read more...]

Straight Talk on Debt: The Three S’s of the Holidays

Straight Talk on Debt: The Three S's of the Holidays

The holiday's are here and with them come the three S's; stress, spending, and splurging. For those of us running a tight financial ship these three S's can sabotage our year end bottom line and leave us in a precarious position come January. You can see how the average American behaves with an … [Read more...]

When Borrowing Money is a Responsible Act

There are a multitude of Bible verses that speak to the hazards of borrowing money. And they speak a truth: being in debt that is hard to manage can force a compromise of the person who is in debt. Owing money is about more than dollars and cents – it’s something that can plague the soul and … [Read more...]

The Latest Credit Card Trap: No Limits, Just ‘Access’

The Latest Credit Card Trap: No Limits, Just 'Access'

Filed under: JP Morgan Chase, Credit CardsCredit card issuers are at it again. For years, the financial institutions behind the plastic in your wallet have used a host of methods both subtle and brash to up your costs and their profits. But now that the Obama administration's CARD Act is fully in … [Read more...]

Why A Consolidation Loan May Be Worth Considering

Why A Consolidation Loan May Be Worth Considering

Why A Consolidation Loan May Be Worth Considering is a post from: Faithful With A Few. If you enjoy it, please subscribe to the Feed.I know that many of you may think I’ve gone crazy with the title of this article – especially since I am trying to pay off debt myself – but I can … [Read more...]