Four Steps to a Healthier Credit File

Four Steps to a Healthier Credit File

Keeping your credit clean is essential to your overall financial health, and taking a proactive approach can help you stay on top of mistakes or behaviors that may dragging down your credit score. There are four primary steps you can take to give your credit a boost and protect your financial … [Read more...]

How Removing A Tax Lien Affects Your Credit

How Removing A Tax Lien Affects Your Credit

We received two questions about tax liens recently, and it give me the opportunity to check in and see how the IRS’s initiative to give taxpayers a “fresh start” after they’ve paid off tax liens is working. My credit scores are 730, 723 and 728 but I have a tax lien filed … [Read more...]

Rebuilding Credit in a Hurry – Is It Possible?

Rebuilding Credit in a Hurry – Is It Possible?

A Credit.com reader recently wrote in with this question about rebuilding her credit score: Your information has been very helpful. I just pulled my three credit reports and have scores ranging from 576 – 587. I see that I owe a cable company bill for $211. Will it really help boost my score … [Read more...]

Can You Establish a Great Credit Score… Fast?

Can You Establish a Great Credit Score… Fast?

A Credit.com reader asks: Does using your credit card to spend more money on a monthly basis increase your credit score at a faster rate? For example, if I just used my credit card to make thirty $10 purchases in one month, will that increase my credit score as fast as using that card to make thirty … [Read more...]

How to Raise Your Credit Score Over 110 Points in Less Than 5 Months

How to Raise Your Credit Score Over 110 Points in Less Than 5 Months

Raise Your Score Fast!A previous intern of mine, Kevin, was oblivious to what his credit score was. His parents had always told him to not open a credit card in fear that he would get in massive credit card debt and ruin his future.Unfortunately, his parents were wrong.I had him find out what his … [Read more...]