How Removing A Tax Lien Affects Your Credit

How Removing A Tax Lien Affects Your Credit

We received two questions about tax liens recently, and it give me the opportunity to check in and see how the IRS’s initiative to give taxpayers a “fresh start” after they’ve paid off tax liens is working. My credit scores are 730, 723 and 728 but I have a tax lien filed … [Read more...]

Rebuilding Credit in a Hurry – Is It Possible?

Rebuilding Credit in a Hurry – Is It Possible?

A Credit.com reader recently wrote in with this question about rebuilding her credit score: Your information has been very helpful. I just pulled my three credit reports and have scores ranging from 576 – 587. I see that I owe a cable company bill for $211. Will it really help boost my score … [Read more...]

Can You Establish a Great Credit Score… Fast?

Can You Establish a Great Credit Score… Fast?

A Credit.com reader asks: Does using your credit card to spend more money on a monthly basis increase your credit score at a faster rate? For example, if I just used my credit card to make thirty $10 purchases in one month, will that increase my credit score as fast as using that card to make thirty … [Read more...]