The #1 Blog-Aggregator About Living Well for Less
Here’s a startling statistic: The average consumer earns $622 per year in rewards and leaves $205 of that on the table. According to a 2011 study by COLLOQUY, Americans accumulate miles and points that are worth about $48 billion annually. But a third of the rewards—roughly $16 … [Read more...]
Of the four major credit card issuers in play today, Discover is the least used and least known. Originally started in 1985 as a Sears brand, Discover has branded itself effectively over the last decade to become a major competitor of Visa, MasterCard and American Express. A line of commercials … [Read more...]
A study of the newly implemented Google Wallet mobile payment system found that it may have a serious security flaw. The study, which was conducted by security firm ViaForensics, found that the Google Wallet application on a Nexus S 4G Android smartphone writes unencrypted database files that … [Read more...]
I started my journey to debt reduction many times over the years. Then, I would buy something I wanted, vowing to pay down debt the following paycheck. It just never happened. I also forgot to save money; I had a savings account, but I used it after I spent the cash in my checking account. About 3 … [Read more...]
This is the time of year when people enjoy buying and giving gifts. Unfortunately, this is also the time of year when thefts increase. Gifts could be stolen from your home or even from your car. During the holidays, shoppers get tired and tend to drop bags off at their cars so they don’t have … [Read more...]
You’re applying for a new credit card and hacking your way through the mumbo-jumbo in the agreement. The small type and legalese is making your eyes crossed and your head ache. Never fear, the CFPB is here! Included in their “Know Before You Owe” initiative, the Consumer Financial Protection … [Read more...]
Although it is a time that may be difficult for many, it’s worthwhile to pay attention to debt, in particular credit card debt, upon the passing of a loved one. The Credit CARD Act of 2009 attempted to provide some assistance in terms of the speedy and fair settlement of estate-related debt. … [Read more...]
Keeping your credit clean is essential to your overall financial health, and taking a proactive approach can help you stay on top of mistakes or behaviors that may dragging down your credit score. There are four primary steps you can take to give your credit a boost and protect your financial … [Read more...]
Here’s a question a lot of American Airlines frequent flyers are asking–what happens to my AAdvantage miles now that AA has filed for bankruptcy? The short answer, according to the airlines, is absolutely nothing. It’s business as usual. I’m a skeptic at heart. But in this … [Read more...]
This is our weekly installment of The Debt Diet Challenge, in which we follow the progress of participants selected to take Jean Chatzky’s Debt Diet as they work to get themselves out of debt and on track to a better financial future. Every … [Read more...]
