Holiday shopping spree can take its toll especially if you have a very limited budget. However, you do not need to get yourself into debt just because it’s Christmas. The New Year celebrations can still be merry and meaningful without overspending or taking on credit card debt. Consider … [Read more...]
Worst Times to Avoid for Credit Card Spending
If you own a credit card, it’s very important to be aware of your spending and avoid traps that can easily lead you to bad debt. But did you know that there are worst times to be using your credit card? In some instances, your credit card will not be the best means to deal [...] … [Read more...]
Improve Your Retirement Plan in 2012
Have you taken a closer look at your future retirement plan? Some people may not give much thought to their retirement, but there are many good reasons why you should bother creating a realistic and solid retirement plan. CNN Money reports … [Read more...]
Elizabeth Warren Gains on Republican Opponent for Senate
With the squalls surrounding the filibuster of Richard Cordray’s nomination for director of the Consumer Financial Protection Bureau, it was easy to miss what was going on with Elizabeth Warren, the creator of the CFPB. Ms. Warren had so infuriated Republicans in Congress that although she was … [Read more...]
Credit Report Rights
Credit bureaus and the businesses that report to credit bureaus have a lot of control over what goes in your credit report, but so do you. The Fair Credit Reporting Act is a Federal law that gives every consumer certain rights regarding their credit reports. For example, you have a right to view … [Read more...]
How to Make Sure You Don’t Waste Credit Card Rewards
Here’s a startling statistic: The average consumer earns $622 per year in rewards and leaves $205 of that on the table. According to a 2011 study by COLLOQUY, Americans accumulate miles and points that are worth about $48 billion annually. But a third of the rewards—roughly $16 … [Read more...]
10 Tips to Stay Safe While Holiday Shopping Online
With more holiday shoppers turning away from the mall and turning toward their laptops and mobile devices, make sure you’re armed with the know-how to keep your personal information safe. More from Identity Theft 911: Google Yourself: Ego-Surfing Can Help Protect Your Identity The … [Read more...]
Credit Unions Beat Big Banks in Customer Happiness
The number of people who moved their money into credit unions in October may not have been as strong as the original estimates suggested, but a new study reveals that the folks who do belong to credit unions are happier with their banking experience than those who deal with the big banks. [Article: … [Read more...]
Friday Roundup: 6 Ways to Waste Money During the Holidays
6 Ways to Waste Money During the Holidays “What’s a few extra dollars here or there when holiday sales offer such a banquet of deals? It can’t hurt to blow the budget once a year. After all, you won’t have to pay down those credit cards until January, right? Wrong! No matter how caught … [Read more...]
CFPB to Financial Whistleblowers: Let’s Talk
Do you work in the financial sector and is your company breaking consumer laws? The U.S. government’s new consumer financial watchdog would very much like you to tell them all about it. The Consumer Financial Protection Agency announced Thursday that it’s inviting tips from … [Read more...]
