How to Make Sure You Don’t Waste Credit Card Rewards

How to Make Sure You Don’t Waste Credit Card Rewards

Here’s a startling statistic: The average consumer earns $622 per year in rewards and leaves $205 of that on the table. According to a 2011 study by COLLOQUY, Americans accumulate miles and points that are worth about $48 billion annually. But a third of the rewards—roughly $16 … [Read more...]

Stolen Gift? Your Credit Card Might Have Your Back

Stolen Gift? Your Credit Card Might Have Your Back

This is the time of year when people enjoy buying and giving gifts. Unfortunately, this is also the time of year when thefts increase. Gifts could be stolen from your home or even from your car. During the holidays, shoppers get tired and tend to drop bags off at their cars so they don’t have … [Read more...]

How Extended Warranties Work on Credit Cards

How Extended Warranties Work on Credit Cards

There are two questions you’ll hear over and over during the holiday season. The first one is, “Would you like to open a store credit card and save 15 percent right now?” To which your reply should be: “No, thanks.” The second question you’ll often hear when you … [Read more...]

Slate from Chase Has a Limited Time Offer: No Balance Transfer Fee

Slate from Chase Has a Limited Time Offer: No Balance Transfer Fee

If you’re carrying a balance on a high-interest credit card, you might want to take a look at Slate from Chase – Limited Time: No Balance Transfer Fee. This is a pretty good deal. The balance transfer fee is usually 3 percent, so if you’re transferring, say, $8,000, you save $240. … [Read more...]