Credit bureaus and the businesses that report to credit bureaus have a lot of control over what goes in your credit report, but so do you.
The Fair Credit Reporting Act is a Federal law that gives every consumer certain rights regarding their credit reports. For example, you have a right to view your credit report. Several years ago that wasn’t the case. And if there’s inaccurate information on your credit report, you have the right to dispute it.
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Original article by About.com Credit / Debt Management (c) About.com Credit / Debt Management - Read full story here.
